Every Path to aFresh Start.
Whether you need a clean slate through Chapter 7, a structured repayment plan through Chapter 13, or a post-discharge credit rebuild — we have a service built for exactly where you are.
* Government court filing fees ($338 Ch. 7 / $313 Ch. 13) are paid directly to the court and are not included in package pricing.
Enhance Your Package
Pre-bankruptcy debt settlement negotiation to explore alternatives before filing.
Specialized review of your mortgage situation and options to stop or delay foreclosure.
Priority case handling with petition filed within 48 hours of document receipt.
What You Need to Know
Are these flat fees or do costs change?
Chapter 7 is $600 and Chapter 13 is $750. Payment plans are available for both. The only additional costs are government filing fees — $338 for Chapter 7 and $313 for Chapter 13 — paid directly to the court.
Do I need a lawyer to file bankruptcy?
You are not legally required to have an attorney to file bankruptcy. We provide comprehensive document preparation and guidance. However, we are not a law firm and do not provide legal advice. For complex cases, we can refer you to a licensed bankruptcy attorney.
How long does Chapter 7 take?
Most Chapter 7 cases are discharged within 90–120 days of filing. The timeline depends on court scheduling and whether any creditors file objections.
Can I rebuild my credit after bankruptcy?
Yes — and faster than most people expect. Many clients see significant score improvements within 12–24 months of discharge by following a structured credit rebuild plan. Our Credit Recovery package is designed specifically for this.
Not Sure Which Service Is Right for You?
Book a free consultation and we'll review your full financial picture — debts, income, assets — and recommend the exact path that gives you the cleanest, fastest fresh start.
Book a Free Consultation