Bankruptcy Doesn'tDefine Your Future.
We guide individuals through Chapter 7 and Chapter 13 bankruptcy filings and build a strategic credit recovery roadmap — so you can rebuild your financial life with clarity and confidence.
Full-Spectrum Bankruptcy Support
From your first consultation through your discharge and beyond — we handle the complexity so you can focus on moving forward.
Chapter 7 Bankruptcy Guidance
We walk you through the Chapter 7 liquidation process — means test qualification, exempt asset protection, creditor negotiations, and discharge preparation — from start to finish.
Chapter 13 Repayment Planning
For clients who don't qualify for Chapter 7 or want to protect assets, we build a structured Chapter 13 repayment plan designed to satisfy creditors while preserving what matters most.
Post-Bankruptcy Credit Rebuild
After discharge, we implement a proven credit recovery strategy — disputing lingering inaccuracies, establishing new positive tradelines, and rebuilding your score systematically.
From Filing to Financial Freedom
Free Financial Review
We assess your full financial picture — debts, income, assets, and credit — to determine whether Chapter 7, Chapter 13, or an alternative path is right for your situation.
Filing Strategy
We prepare your petition, schedules, and supporting documentation with precision — protecting your exempt assets and positioning your case for the cleanest possible discharge.
Case Management
We manage creditor communications, trustee requirements, and court deadlines on your behalf — keeping your case on track and you informed at every stage.
Credit Recovery
Post-discharge, we activate your personalized credit rebuild plan — removing inaccurate post-bankruptcy items, building new credit history, and tracking your score growth.
Real People. Real Relief.
"I was drowning in medical debt and credit card balances I could never pay off. Prestige Credit walked me through Chapter 7 step by step. My discharge came through in 4 months and I finally feel like I can breathe again."
"I was terrified of losing my home. They helped me file Chapter 13 and set up a repayment plan I could actually afford. Two years later my mortgage is current and my credit score is back above 640."
* Results vary. Replace with verified client testimonials before publishing.
Ready to Get Out From Under It?
Book a free, no-obligation consultation. We'll review your debts, income, and assets — and tell you exactly which path gives you the cleanest, fastest fresh start.